Rock Ruiz Insurance & Retirement Services, LLC

Tap into Opportunity

Meet Steven Ruiz. Most people know him as "Rock".  Born and raised in Algiers, Louisiana, he's been active in the community all his life.  From the Sunshine Club to state government, he's been doing his part to make life better for Louisiana residents.

For over a decade, Rock has helped professionals and their families from New Orleans to Houston, make the most of their financial resources. His retirement planning and wealth management experience can help you bring the power of your resources to the surface and he'll give you the knowledge you need to make informed financial decisions.  Rock's job is all about helping people improve their lives. 

Rock has built a statewide reputation as a financial professional.  In 1996, he received a gubernatorial appointment to Louisiana's Insurance Rating Commission,  where he served for 11 years.

Rock has helped countless individuals and small businesses develop financial strategies for long-term security and growth. He works in concert with you to develop a personalized wealth management plan designed to achieve your specific goals. His relationship with you is loyal and long-term - he'll be there throughout the years to keep you on track for financial independence.

Give him a call today for a COMPLIMENTARY Financial Consultation!
Calculators

Life Insurance

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Tax-Deferred Savings

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Cost of Retirement

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Retirement Portfolio Lifespan

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Newsletters

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

Diving into Dividends

Dividends have traditionally been considered a source of income, but they also can be a powerful way to help build savings. A recent study found that dividends contributed 44% of S&P 500 total returns from 1930 through September 2010. This article explains how dividends work and the role that dividends could play in an investor's savings strategy.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

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